On the surface, finances look fine — money in, money out. Underneath, debt costs more than you think, goals drift, and subscriptions run for things you forgot. Beynd breaks that open. You see what is happening in specific numbers and a clear plan you can follow.
What Beynd does
Built to guide what you do next
Beynd does not move your money. It coaches, analyses, and guides — before every moment that matters.
Subscription visibility
Seven days before a subscription renews, you see it — with the annual cost and a clear decision. Cancel before it charges or keep it if you use it. Your money, your call, at the right time.
Plan before the moment
A monthly plan from your income, debts, goals, and spending — adapted to who you are. Irregular earner, family, debt focus: the plan shifts because your life is not generic.
Coaching that adapts
When you follow a suggestion, the coach moves forward. When you do not, it adjusts instead of repeating. It learns from how you live — not how you meant to.
Overdue alerts
Payments and goals past their date get named with a clear next step — not a generic warning, a specific nudge when it still helps.
Debt intelligence
You see what your highest-interest debt costs each month and year, plus the overpayment that could cut years off it. Real numbers, real impact.
Your data. Your device.
Everything you enter stays on your phone: no server, no cloud account, no data sold. A coach, not a data business. Bank integration is coming — until then, your financial life stays private.
How it works
Set up in under two minutes
Tell Beynd about your income and essentials. It builds your plan immediately. No bank connection needed to start.
01
Tell us who you are
Your income, whether it is regular or variable, and whether you support anyone else. Two minutes. Three questions. Your plan is different because your life is different.
02
Add your essentials
Housing, food, transport, bills. Rough figures are fine. Beynd uses them to calculate what you genuinely have left this month and what your priorities should be.
03
Beynd coaches from here
Your plan is built. Subscriptions and goals sit on that plan with deadlines. Beynd surfaces what matters before it becomes a problem.
Subscription clarity
Know before it charges
The average household pays for three subscriptions they no longer actively use. Beynd surfaces every renewal before it hits.
Subscription renewal — 6 days away
Netflix
Monthly · Auto-renews 8 January
Monthly cost£17.99
Annual cost£215.88
Are you still using this?Worth checking
Beynd does not cancel subscriptions. If you decide to cancel, do it directly with the provider. Remove it here to keep your plan accurate.
What this looks like in real life
Cancel subscriptions before they renew
Avoid missed payments
Stay on track with debt and goals
See the impact of decisions immediately
Most people make their first change within minutes.
The sky is not the limit. We can look beyond that.
Beynd is for people told something was not possible — who decided otherwise. Smart, different, and done with systems that were not built for them.
Most tools assume you already see what to do next with money. Beynd meets you where you are. No judgment on past spending — only what is possible from here.
The name is a belief: your finances are a starting point, not a ceiling. The work is going beyond what you thought you had.
Beynd does not move your money. It shows what is possible with it before decisions, renewals, and the moments that matter.
The app is where Beynd starts. Where it goes is limited only by the people it serves.
Beynd Ltd · Registered in England and Wales
Get Beynd
Start with Beynd today
Beynd starts on your phone. No app store needed. Add to your home screen for a native feel — fullscreen, offline, and updates when we ship them.
Available on iPhone, Android, and any modern browser.
Bank sync coming soon. All data stored privately on your device until then.
Privacy Policy
Last updated: January 2025
This Privacy Policy explains how Beynd Ltd ("Beynd", "we", "us", "our") collects, uses, and protects your information when you use the Beynd financial coaching application ("the App") and website at withbeynd.com ("the Site").
1. Who we are
Beynd Ltd is a company registered in England and Wales. Our registered address is on file at Companies House. You can contact us at hello@withbeynd.com.
2. What data we collect
Beynd is designed to keep your data on your device. The App stores all financial information — income, expenses, debts, goals, investments, and payments — locally on your device using your browser's localStorage. This data does not leave your device and is not transmitted to our servers.
When you use the Site or App we may collect:
Device and usage data — browser type, operating system, pages visited, time spent. Collected anonymously for analytics purposes.
Contact information — if you contact us by email, we collect the information you provide in that communication.
Notification preferences — if you enable reminders, we store your preference locally on your device.
We do not collect your financial data. We do not have access to what you enter into the App. Your income, debts, goals, and spending figures are stored only on your device.
3. How we use your data
To provide and improve the App and Site
To respond to enquiries you send us
To understand how the App is used so we can make it better
To comply with legal obligations
We do not use your data for advertising. We do not sell your data to third parties. Beynd products are ad-free.
4. Legal basis for processing
Under UK GDPR, our legal bases for processing are:
Legitimate interests — to operate and improve our service
Contract — to provide the service you have requested
Consent — where you have explicitly provided it, such as for notifications
Legal obligation — where we are required to process data by law
5. Data storage and security
Your financial data is stored locally on your device. It is not transmitted to or stored on our servers. You can delete all data at any time from within the App using the Reset All Data option in Settings.
Any data we do hold — such as email communications — is stored securely and accessed only by authorised personnel.
6. Third party services
The App currently operates without third party integrations for financial data. When bank connectivity is introduced in a future version, we will update this policy with full details of data sharing arrangements and obtain your explicit consent before connecting any account.
The Site uses Google Fonts for typography. Google may collect limited data as a result. See Google's privacy policy at policies.google.com.
7. Your rights under UK GDPR
You have the right to:
Access the personal data we hold about you
Correct inaccurate data
Request deletion of your data
Object to or restrict processing
Data portability
Withdraw consent at any time where processing is based on consent
To exercise any of these rights, contact us at hello@withbeynd.com. We will respond within 30 days.
You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.
8. Cookies
The Site uses minimal cookies — only those necessary for the site to function. We do not use advertising or tracking cookies. No cookie consent banner is required under the current configuration.
9. Children
The App is not directed at children under 13. We do not knowingly collect data from children. If you believe a child has provided us with personal data, contact us at hello@withbeynd.com and we will delete it promptly.
10. Changes to this policy
We may update this policy as the App develops — particularly when bank connectivity is introduced. We will notify users of material changes by updating the date at the top of this page and, where appropriate, through an in-app notice.